A short sale is one in which the proceeds from the sale of the property are less than the balance of the mortgage. Unpaid balances owed to creditors are called deficiencies. Once the application is approved by the lender, deficiencies are not allowed after the process, unless specifically agreed between the lender and the homeowner. Foreclosure involves a lawsuit. This […]

When someone says “Crystal from Swarovski”, most people will think that it is luxurious, expensive and shiny. When someone says “Diamonds,” what do most people think of? Luxurious, expensive and brilliant! In a down economy, we’ve all had to cut back on the unnecessary things in our lives. This is a time when being “thrifty” gets you what you want, […]

The first thing you will want to know is how odds work and what is the terminology to understand the different types of terms. Consider 2 teams (Team A and Team B, for simplicity. It doesn’t matter which sport at this point). Imagine that you are the bettor and you are placing your money in favor of a single outcome […]

Taboo is a prohibited activity, something that is not allowed, something that opposes social approval and is not allowed by the norms of behavior. They are complete restrictions or prohibitions to say or do something. It deals with the social and cultural aspects of life. Manipur society is rich in taboos which makes people very civilized since time immemorial. It […]

From recent discussions with our clients, we are noticing a trend that local businesses are currently struggling with the additional changes the economy is throwing at them, print ad costs are rising. That and the changing style of how people shop for and research products, services, and brands is creating a new set of challenges. If you are a local […]

Being a woman is more than having female organs, it is learning to understand your body at different stages of life and anticipating small ailments before they become real problems. The needs of your body when you were a 17-year-old girl cannot be the same as when you are 57 years old. However, no matter your age, at one time […]

Many people assume that laminate cabinets cannot be restored, but this is far from the truth! There is no need to replace laminate cabinets because they are old or out of date. Instead, you can simply restore them! Instantly brighten, modernize and alter the look of your kitchen’s laminate cabinets, all within your budget. It is important to review the […]

When most people hear or see the name John Cleese they think of silliness, mayhem and tones of laughter, but what many people don’t realize is that he has been an important part of business training for over thirty years. . John Cleese brought his comic point of view to business education more than three decades ago with the company […]

Throw and catch review For many, the arrival of spring means only one thing: baseball season, with baseball fever often gripping those who play or coach the game. During the winter, baseball players tap their bats and grease their stiff, new mitts before warm weather so they can hit the diamond and brush up on their skills. Throwing and catching […]

Losing weight and getting healthier is always a hot topic, especially this time of year. It’s amazing how many ads and products exist just for this purpose. Actually, losing weight and getting fit couldn’t be easier. Here are 3 simple steps you can take to get started on a path to a healthier you. NUTRITION: This is listed first because […]