Contract change is a situation where a person enters into a contract to buy a new off-plan property, but only pays 30% as a deposit before selling it for a profit. Essentially, the speculator can take advantage of the potential property price increase over the one to two years it takes to complete the property. In fast-moving markets, the opportunity […]

You often feel that time is against you. Especially when you have a lot to do, you feel like time is slipping away. All clocks within your line of sight seem to be ticking twice as long: your travel alarm clocks seem to wake you earlier than normal, your atomic clocks seem to tick faster, and even the clock on […]

As the world’s youngest country, New Zealand has a lot to offer: fabulous scenery, friendly people, a deep and rich culture, and world-class infrastructure and accommodation. For these reasons and more, Conde Nast Traveler magazine named New Zealand the number one tourist destination in 2008. Apart from being a major tourist destination, New Zealand is rising among the destinations for […]

A trust model is a collection of rules that informs the application how to decide the legitimacy of a digital certificate. There are two widely used types of trust models. – 1. HIERARCHICAL – 2. TRUSTED WEBSITE 1. HIERARCHICAL Hierarchical, also called the CA model, is the basis of most certification systems. It is also considered as traditional model in […]

You may have heard of the Law of Attraction, a concept that infers that like attracts like. But what does this mean? To me, it means that if you want something with all your heart (and do something to show it), chances are you’ll get it. But does the concept really work? As a Life Coach, I like to think […]

Since the beginning of human life, enormous changes around us have led us on a path of scientific progress, which in turn has benefited humanity in various ways. In each age, man has innovated many things to satisfy his growing needs. Imagine life in the Stone Age! The primitive ways of life only included the activities of man around the […]

Whether you need to travel to get to work or your job requires traveling across the country, having a car can be the most useful form of transportation. Cars are much more reliable and give you the independence to go where you want. But what if you need to travel for business but don’t have a car? Well, there is […]

The history of the Caribbean began long before the arrival of Columbus. In fact, the Caribbean itself takes its name from the ferocious Caribs, a race of cannibals that terrorized the other inhabitants of the islands at the time: the peaceful Arawaks. In the following pages we will be telling you about the contributions of the original inhabitants of the […]

If magic has the courage not to help reality, reality has the indecency not to confront magic; if reality has the indecency not to confront magic, reality is the immorality of magic being free. When magic is free, it means that freedom is corrupted. And if reality is the immorality of liberty being corrupt, reality is simultaneously the morality of […]

“We provide excellent customer service.” Have you ever heard that phrase? Maybe you said so yourself, and yet how often do we really provide great service to our customers? What is customer service, anyway? The Encyclopedia Britannica says that “customer service involves a variety of activities to keep existing customers satisfied.” Wow. That’s vague. And who defines what will satisfy […]