There are different types of commercial lenders that will lend you money for your projects. The type of lender you use will depend on several factors: property type, LTV, amortization, recourse, interest rates, closing time, and other factors. Let’s take a look at the top commercial lenders on the market. Targeted Lenders These CMBS (Commercial Mortgage Backed Securities) are long-term […]

The biggest difference between a teddy bear and a stuffed toy like a Pokémon is probably the price. I bet a teddy bear is much more expensive. And the second difference is in sales: Pokemon plush toys probably outsell teddy bears by a thousand to one or more (maybe a lot more). Adults are much more interested in teddy bears […]

Located approximately 30 miles south of Playa del Carmen and 8 miles from the ruins of Tulum, you will discover the Eden of Mexico. The Xel-Ha Ecological Water Park is literally a natural aquarium. The limestone layers in the Yucatan Peninsula are home to massive underground rivers that carry water from the interior to the Caribbean Sea. Xel-Ha turns out […]

independence: Exemption from dependency or control by others. I’m a Civil War Reenactor. For the past 6 years, instead of attending the local rodeo, parades, or barbecues, I have helped entertain and educate hundreds of interested audiences who come to see why someone pay to sweat in fleece uniforms or hoop skirts and camping in canvas for the weekend. My […]

Hi, if you’re like me, you’re probably wondering why I have a landline when my whole family has cell phones. I thought to myself what the hell I’ll go ahead and hold the line. I downgraded my service to the bare minimum which was for local calls only. Although it was about $8 for the service after adding all taxes […]

Several personal leadership characteristics are essential for a leader to possess in order to effectively lead and transform an organization. These personal characteristics describe the aspect of leadership best known as transformational leadership, leadership that seeks to transform not only the organization but also the vision of followers from “what is” to “what can be.” Below are four characteristics that […]

Use square mirror tiles to add visual interest to any wall in your home. Whether you choose to add a modern, rustic, or eclectic display, there are options to fit any decorating style. Experiment with different mirror arrangements and finishes. Look at the room’s existing style and décor to help determine what materials and colors will look best when combined […]

The scooter was received and assembled, now the long-awaited moment finally arrived, to start the scooter. The urge to stick the key in the hole, press the button and listen to the purr of the engine is almost irresistible… But it must be resisted. Although the above may sound ideal, it is not the case. Imagine a car that has […]

Advertising as we know it probably began to flourish in 1904 when John E. Kennedy gave the world that definition: advertising is the art of selling in print. A definition that has not been improved since then and many have tried. But modern advertising began a few years before Kennedy, when Richard Sears produced the first mail-order catalog (circa 1892). […]

If you have kids or still feel like a kid at heart, then you’ve probably heard or seen things about Zwinkys. The big question is: What exactly is a Zwinky? Simply put, a Zwinky is a small animated on-screen character that can be fully customized to your own tastes and interests. Although there are other online services that try to […]