If you’re currently in a rental house or apartment, you’re probably looking forward to the day when you can finally own a home. In fact, you may be working hard to pay off your debt and improve your credit so you can qualify for a mortgage. Until then, you may feel like you’re missing out on a great buying opportunity. […]

Those of us who wholesale homes know that it’s critical to have buyers ready to buy your homes as soon as you get them under contract. You think you have a lot on your hands and want to sell the contract wholesale to a cash buyer. The biggest challenge many wholesalers face is finding cash buyers. So how do you […]

It’s a shame that most Americans have heard of mutual funds, but few really understand them. Tens of millions of investors have money in these managed investor money funds, yet few of them really understand the investment options within their fund family or 401k plan. At the same time, some people are invested in mutual funds in their 401k, and […]

Mortgage refinancing is an option for many homebuyers who are paying interest rates 2-3% or more than they can find today, or who need extra cash. Were you a first time homebuyer or did you have bad credit the last time you got a loan? You are now on your feet and earning a salary that could help you receive […]

Extra effort in managing personal finances will result in a more positive use of personal resources. With achievable and realistic goals, the financial situation will progress in a very short time. However, on the part of the person concerned, this requires proper planning and follow-up. There is also a need to assess at some point to see if the stated […]

Nevada has no state income tax. There, there is no state agency to oversee deposits and reports. There are no state W2 forms to file, no supplemental wage withholding rates, and no state W2 forms to file. Not all states allow wage reductions made under Section 125 or 401(k) cafeteria plans to be treated in the same manner as the […]

You just bought a house and the bank approved your mortgage. Now the bank is trying to sell you their mortgage life insurance. You are excited about your new home and you want to protect your family in case something happens to it, so you buy the insurance thinking you have a good deal. Not necessarily. Bank mortgage insurance, more […]

Knowing the history and culture behind the making of a bottle of wine can often make that glass of wine even more flavorful. If you plan to serve wine at a gathering, share this amazing story as you serve your guests a glass of Barbera wine from Boeger Winery. By the early 1970s, nearly all vestiges of a flourishing California […]

Investing in commercial property may involve investing in multi-family real estate or in buildings that are rented for commercial and industrial purposes. Commercial rental property encompasses everything from a rental home to a large apartment building, large industrial warehouse, or office building. Any time you own property as an investment that you do not live in and intend to earn […]

Moderate Housing: This type of housing is one that is supervised by a government or state office in order to help and control the rent to people who meet certain pre-established criteria. Luxuries: Intangible and distinctive elements that are incorporated in or on a property that enhance the attractiveness or value of the property. Floor: Multi-family complex intended to house […]