Financing home improvements with a second or third mortgage

Financing home improvements with a second or third mortgage allows you to maintain or increase the value of your home. With home equity loans secured by the value of your property, mortgage rates are relatively low. Additionally, tax laws also allow you to deduct second mortgage interest in some cases. But before you sign on your new loan, make sure […]

Desire beats mother nature: listen to that itch to do what you love

We have heard many stories about miraculous situations: a mute child begins to speak, people who are declared dead come back to life and those who seem to have hit rock bottom rise to become one of the greatest legends in history. We are amazed by these stories, completely amazed, we applaud these men and women for their achievements…and 10 […]

Importance of flood insurance and its coverage protection

Flood insurance is a type of insurance that many people don’t realize they need. Most insurance companies offer customers flood insurance, although not enough people take advantage of it. In the United States, as well as in other countries, there are certain areas that are more prone to flooding. In some areas, insurance companies require that you stay away from […]

Diving in Bonaire

The Mecca of Diving The sea at its best is in Bonaire. The water is clear and teems with the flora and fauna of the sea. The vast expanse of alabaster sand, the warm weather, the gentle lapping of the waves belie the weird but wonderful world that only divers can behold. Bonaire is a mecca for the diving elite, […]

Four weddings and counting

I love my wife. This is not a scientific fact but an emotional reality. I love her so much that I have already been married to her four times, and there are still three wedding ceremonies to go. Here is the genesis of my love story: There are two versions of how I met my current wife. Let’s call her […]

Car Stickers and Decals – Why People Need Them

That’s a pretty strong statement I made in the title, saying that people need car stickers and decals, isn’t it? I personally don’t use them so I understand people who don’t use them and I don’t really care if you put them in your car or buy them from me. Ah… I just remembered… my wife just put an “UP” […]

A Basic Guide to Buying Bathroom Vanity Cabinets

A vanity is a bathroom cabinet that is often overlooked. Not only can it increase storage in your bathroom, but it can also add a stylish touch to your décor. Not only can you hide any unsightly pipes, but you can also incorporate drawers or cabinets for all those bathroom necessities. However, there are a wide variety of vanity cabinets […]

How different languages ​​use different facial muscles

What a workout! Have you ever noticed that your face can feel different depending on the language you are speaking? Just as voicing multiple characters in quick succession can be a challenge, switching between languages ​​can also pose interesting muscular challenges. Does this happen to you? Professional singers often have a repertoire of music with lyrics in various languages ​​ranging […]

How to create a polished voicemail

I frequently get calls from people who are concerned that they are not communicating effectively in business. They worry that they won’t present well, won’t project their voice, and tend to speak too quickly. However, they forget the phone. When I call her voice mail to leave a message, I can’t even make out her name. The following tips will […]

Men’s fashion clothing: how did we get to where we are today?

Men’s fashion clothing trends really began in the seventeenth century. – In 18th century France, during the reign of Louis XIV, men were referred to as the “peacocks of fashion”. They wore highly decorative Rhinegrave breeches covered in lace and bows made from the finest silks and satins; spotlessly clean white linen shirts with fancy ties; and coats called justaucorps […]